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Paid Private Questions

Charge for a Quick Chess Opening Question

How chess coaches and strong players turn 'what should I play against the Caro-Kann?' DMs into a priced, text-only Paid Private Question — no game file, no call, no full review required.

Updated September 2026

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Still answering what should I play against the Caro-Kann for free? Get paid by your fans directly.

FanBell is a link in your bio where fans pay you directly for:

Paid question$25Custom service$120Tip$5+Shoutout$60Wishlist62%

Fans pay before you answer, you reply by text or voice, and anything needing a full game review becomes a separate paid service.

No monthly fee · 12% only when a fan pays

Charge for a quick chess opening question by setting up a text-based Paid Private Question: a fan types the position or line they're unsure about, you reply with text or voice, and payment is handled before you answer. A Paid Private Question fits one narrow question; a full game review belongs in a Creator Service instead.

A common message after a rated game or a coaching session is: "What should I actually play against the Caro-Kann?" or "Is 5...a6 even sound in this line?" That's a single, answerable question — not a request to annotate a whole game. Chess.com announced reaching 250 million members in a company news post (Chess.com, "Chess.com Reaches 250 Million Members," https://www.chess.com/news/view/chesscom-reaches-250-million-members), and Lichess states on its own about page that "Lichess users play more than five million games every day" while remaining "100% free" (Lichess, About, https://lichess.org/about). Free play and free engines are abundant; a human answer to your specific opening problem is the scarce part.

"Reaching 250M members is energizing! It's a reminder that chess is a universal game that connects people across countries, languages, and ages." — Albert Cheng, Chief Growth Officer, Chess.com, quoted in Chess.com's February 27, 2026 news post announcing 250 million members (Chess.com, https://www.chess.com/news/view/chesscom-reaches-250-million-members)

What counts as a "quick opening question"?

A quick opening question is one specific decision point in the opening: which reply to a line, whether a sideline is playable, or how to meet a particular gambit. A quick opening question is answerable in a paragraph or two of text, or in a short voice note, without the creator ever seeing a completed game.

Examples that fit the format:

  • "What's the best response to 1.e4 e5 2.Nf3 Nc6 3.Bb5 a6 if I don't want the main line?"
  • "Is the Englund Gambit ever worth playing above 1400?"
  • "Which move order avoids the Berlin if I'm a 1.e4 player?"
  • "My opponent keeps playing the London — what's the simplest way to fight it as Black?"

Engine feedback is already free or near-free at both major sites: Chess.com's help center states that "free members can still use Game Review to see key insights like Accuracy, move classifications, and Self Analysis," with unlimited Game Review reserved for Premium membership (Chess.com Support, "How does Game Review work?", https://support.chess.com/en/articles/8584089-how-does-game-review-work). No published figure states what share of games leaves a player with an opening question they want a human to answer, so a creator's own repeat-question volume in DMs is the practical demand signal rather than any market-wide estimate.

If the question requires a creator to look at a full game — where a player actually lost the thread, not just which opening to pick — that request belongs in a different offer. On FanBell, a Paid Private Question is scoped to exactly this kind of single, text-answerable decision, and FanBell's feature page describes the flow as "a fan pays your set price, sends their question, and you reply with a written answer" (FanBell, Paid Private Questions, https://fanbell.link/features/paid-private-questions).

How is a quick opening question different from a full game review?

A quick opening question answers one decision in isolation, while a full game review walks through an entire completed game move by move to find where play actually went wrong. The two formats differ because an opening question is answerable from known theory, while a game review requires the fan to send a PGN file or screenshots first.

A full annotated review of a specific game — with move-by-move commentary, diagrams, or a recorded walkthrough — is a Creator Service instead, because a review requires the fan to submit a PGN or screenshots and takes real working time to produce. FanBell's Creator Services page describes the format as selling "a small, defined deliverable" where the creator sets "a price and turnaround" and the fan "can attach their own files when they order" (FanBell, Creator Services, https://fanbell.link/features/creator-services).

The practical test is what the fan has to hand over. If the answer needs nothing but the line itself, it is a question; if it needs the game, it is a service.

Why does a quick opening question need to be a Paid Private Question, not a Creator Service?

A quick chess opening question belongs in a Paid Private Question because a Paid Private Question is FanBell's only offer built for a fan to send text and receive a text-or-voice reply with no file exchanged in either direction. A Creator Service, by contrast, is built around submitted files and a set turnaround window.

FanBell's Paid Private Questions feature page states that questions are text-only from the fan and that the creator replies by text or voice, with no document, image, or video attached in either direction (FanBell, Paid Private Questions, https://fanbell.link/features/paid-private-questions). The text-only constraint is a feature for opening questions rather than a limitation: a text-only rule keeps the offer to what it says on the label — one question, one answer, no scope creep into "also look at my last three games while you're at it."

If a fan wants to send a PGN file, a screenshot of a position, or a recording of their own play, that request no longer fits a Paid Private Question and should be redirected to a Creator Service listing instead.

What does a creator actually set up for this offer?

A creator sets exactly two things on a Paid Private Question: the price and the reply time. FanBell's Paid Private Questions feature page lists only those two controls in its setup step, and no follow-up count or revision control appears anywhere in that step; revision counts belong to Creator Services listings, where a fan submits files.

SettingWhere it's configuredNotes
PricePaid Private QuestionSet per question; any figure on this page is illustrative, not a benchmark
Reply timePaid Private QuestionHow fast the creator commits to replying
Turnaround / revisionsCreator ServiceApplies to full game-review listings, not quick questions

FanBell's published setup step for the offer reads, "Enable paid private questions, set a price … and set how fast you'll commit to replying" — price and reply time, with no follow-up or revision control offered to the creator (FanBell, Paid Private Questions, https://fanbell.link/features/paid-private-questions). Creator Services works differently: FanBell's Creator Services setup step tells the creator to "set a price and delivery time, and decide how many revisions (if any) are included" (FanBell, Creator Services, https://fanbell.link/features/creator-services). Keep the listing description narrow — "one opening question, one written or voice answer" — so a fan's expectations match what the offer actually delivers.

How much should a quick chess opening question cost?

No chess federation or major chess platform publishes a per-question rate card for opening advice, so there is no market rate to copy. Price to the time and pattern recognition an answer takes, set a reply time that covers the harder cases, and check what the price nets after FanBell's platform fee and Stripe's processing fee.

Chess.com's help center tells students to contact a coach directly because "rates … vary by coach," and publishes no platform-set price for lessons or questions (Chess.com Support, "How do I set up a lesson with a coach?", https://support.chess.com/en/articles/8708910-how-do-i-set-up-a-lesson-with-a-coach). Lichess runs a coach directory at https://lichess.org/coach in which each coach displays their own hourly rate, and Lichess publishes no platform-wide rate card or per-question price on that page (Lichess, Coaches, https://lichess.org/coach). FanBell checked the four published sources a chess creator would reach for first, on September 3, 2026:

Source checkedPage checkedWhat that page publishesPer-question rate published?
US Chess Federationhttps://new.uschess.org/certified-chess-coach-programA list of currently certified chess coaches, with applications paused pending a replacement programNo
FIDE Trainers' Commissionhttps://trainers.fide.com/trg-billing-collection-procedures/Fees trainers and academies pay to FIDE, in eurosNo
Chess.comhttps://support.chess.com/en/articles/8708910-how-do-i-set-up-a-lesson-with-a-coachGuidance that rates vary by coach and must be asked for directlyNo
Lichesshttps://lichess.org/coachA directory of individual coaches, each listing their own hourly rateNo

FanBell's pricing page states the arithmetic plainly: "Creator earnings = fan payment − platform fee − processing fee" (FanBell, Pricing, https://fanbell.link/pricing). Stripe's published pricing lists 2.9% + $0.30 per successful transaction as its rate for domestic online card payments in the US (Stripe, Pricing, https://stripe.com/pricing); international cards, currency conversion, and other payment methods are priced differently on that same Stripe page. The three prices in the table below are illustrative examples chosen only to show the fee math — they are not observed rates, recommended rates, or a benchmark of any kind, and processing amounts are rounded to the cent.

Illustrative priceFanBell platform fee (12%)Stripe fee (2.9% + $0.30)Creator keeps (approx.)
$5$0.60$0.45$3.95
$10$1.20$0.59$8.21
$25$3.00$1.03$20.97

A coach answering from theory they already know turns an answer around faster than a coach researching an unfamiliar sideline, so price for the harder case or set a longer reply time. Any price a creator sets should be treated as an example, and results depend on audience, positioning, and demand for that creator's specific expertise.

What if the fan's question is actually bigger than expected?

If a fan's question turns out to need a full game review, a position diagram, or more back-and-forth than one text answer supports, a creator can decline and refund the request rather than stretch a Paid Private Question past its scope. Declining keeps the offer's promise intact for the questions that genuinely fit a one-question, one-answer format.

FanBell states on its Paid Private Questions feature page that a creator "can always decline and refund a question you don't want to answer" (FanBell, Paid Private Questions, https://fanbell.link/features/paid-private-questions), and FanBell's pricing page adds that "refunds are supported and may reverse the payment, transfer, and platform fee depending on the transaction status" (FanBell, Pricing, https://fanbell.link/pricing). Refunding is not always cost-free on the payments side: Stripe's own documentation states that "Stripe's processing fees from the original transaction aren't returned" when a payment is refunded (Stripe, Refund and cancel payments, https://docs.stripe.com/refunds), which is a general Stripe card-payments rule rather than a statement of FanBell's refund terms. A short note — "this needs to see the actual game, not just the opening — try the game-review service instead" — points the fan to the right offer rather than forcing an answer that doesn't fit the format.

Do you need a FIDE rating or a coaching title to charge for opening questions?

No credential is required to enable a Paid Private Question on FanBell, whose published setup steps name no rating, title, or certification anywhere in the flow. The contrast matters, because the two biggest chess platforms both gate their coach directories on formal credentials, and the credential path itself carries published fees.

  • Chess.com's help center states that "coaches must have an established rating from FIDE or a nationally recognized chess federation," that "all ratings will be verified by Chess.com," and that a coach must "be at least 18 years old" to be listed in its coach directory (Chess.com Support, "How do I find (or become) a chess coach?", https://support.chess.com/en/articles/8648287-how-do-i-find-or-become-a-chess-coach).
  • Lichess restricts its coach listings to titled players, asking on its coach page, "Are you a great chess coach with a NM or FIDE title? Confirm your title here and we will review your application" (Lichess, Coaches, https://lichess.org/coach).
  • The FIDE Trainers' Commission publishes a fee of 200 euros for a new FIDE Trainer title including a two-year licence, and 120 euros to renew a FIDE Trainer licence for four years — with FIDE Instructor at 100 euros new and 60 euros to renew (FIDE Trainers' Commission, TRG Billing and Collection Procedures, https://trainers.fide.com/trg-billing-collection-procedures/).
  • Holding a national federation rating also costs money: US Chess lists adult membership at $54 for one year and $105 for two years on its own join page (US Chess Federation, Join US Chess, https://new.uschess.org/join-us-chess).

FanBell's published setup steps for Paid Private Questions cover turning the offer on, adding the link to a social bio, receiving a paid question, and replying — with no rating, title, or coaching credential listed as a requirement (FanBell, Paid Private Questions, https://fanbell.link/features/paid-private-questions). The practical point is narrower than any title: a player rated in the low 1000s who is genuinely sharper on one specific opening than most of their audience can charge for that knowledge, and should describe their playing strength accurately in the listing so fans know what they are paying for.

How do you get a paid opening-question offer live?

Getting a paid opening-question offer live takes three steps: set a price, set a reply time, and write a listing description narrow enough that fans self-select into the right offer before paying. FanBell charges no monthly fee to keep that offer live and no follower minimum to turn it on.

FanBell's pricing page states a 12% platform fee per paid transaction and $0/month (FanBell, Pricing, https://fanbell.link/pricing), and FanBell's Tips feature page states that "there's no follower minimum" for accepting fan payments (FanBell, Tips, https://fanbell.link/features/tips). Write the description as one sentence a fan can check themselves against — "one opening question, one written or voice answer, no game files" — so the questions that arrive are the ones the format can actually serve.

What else can chess creators sell besides quick opening questions?

Chess creators can sell full game analysis as a Creator Service, accept tips that require no reply, and record Personalized Shoutouts after a tournament result. A narrow question, a full review, and a lighter-weight support option coexist on one FanBell page without turning every fan interaction into a formal coaching engagement.

Fan's requestRight offerWhy that offer fits
"What should I play against the Caro-Kann?"Paid Private QuestionOne decision, answerable in text or voice with no file exchanged
"Here's my PGN — where did I go wrong?"Creator ServiceRequires a submitted file and move-by-move working time
"Loved the stream, no reply needed"TipSupport with no deliverable and no reply obligation
"Congratulate my kid on their first trophy"Personalized ShoutoutA short recorded video, separate from any analysis work

FanBell's How It Works page describes step two of setup as "Enable paid questions, personalized shoutouts, creator services, tips, project support, and brand inquiries — each with your own price and turnaround" (FanBell, How It Works, https://fanbell.link/how-it-works), and FanBell's pricing page states that the same 12% platform fee applies to each paid transaction across those offers (FanBell, Pricing, https://fanbell.link/pricing).

Coaches who teach games beyond chess — Go, checkers, or other strategy titles — can apply the same split between a quick question and a full review; see how strategy-game coaches structure async feedback for that broader pattern. And for chess coaches weighing paid questions against private lessons, club programs, or online marketplaces, how chess coaches actually make money covers the full landscape.

Gaming and esports coaches outside chess face the same "answer this one thing" DM pattern; FanBell's audience page for gaming coaches covers that broader split.

Frequently asked questions

Common questions about charging for a quick chess opening question cover five things: whether a fan can attach a file, whether a rating or title is required, what a creator can configure, what the offer costs, and what to do when a question needs a full game review. Every answer below cites FanBell's, Chess.com's, Lichess's, or Stripe's own published pages.

Can a fan attach a screenshot or PGN file to a paid opening question?

No. FanBell states that Paid Private Questions are text-only from the fan and that the creator replies by text or voice, with no file exchanged in either direction (FanBell, Paid Private Questions, https://fanbell.link/features/paid-private-questions). A request that needs a file attached belongs on a Creator Service listing, where FanBell states the fan "can also attach their own files when they order" (FanBell, Creator Services, https://fanbell.link/features/creator-services).

Do I need a FIDE rating or coaching title to charge for chess questions?

Not on FanBell: FanBell's published setup steps list no rating, title, or certification as a prerequisite for enabling Paid Private Questions (FanBell, Paid Private Questions, https://fanbell.link/features/paid-private-questions). Platform coach directories are stricter — Chess.com's help center states that "coaches must have an established rating from FIDE or a nationally recognized chess federation" and that a coach must "be at least 18 years old" (Chess.com Support, https://support.chess.com/en/articles/8648287-how-do-i-find-or-become-a-chess-coach), while Lichess asks coach applicants to confirm "a NM or FIDE title" before review (Lichess, Coaches, https://lichess.org/coach).

Can I set how many follow-up messages are included?

No. FanBell's Paid Private Questions setup step lists only two creator controls — set a price, and "set how fast you'll commit to replying" — and no follow-up or revision setting appears in that step (FanBell, Paid Private Questions, https://fanbell.link/features/paid-private-questions). A revision count is a Creator Services setting, where FanBell tells the creator to "decide how many revisions (if any) are included" (FanBell, Creator Services, https://fanbell.link/features/creator-services).

What does FanBell charge to run this offer?

FanBell's pricing page states a 12% platform fee per paid transaction and $0/month, with payment-processing fees deducted separately from creator earnings (FanBell, Pricing, https://fanbell.link/pricing). Payment processing runs through Stripe, whose published pricing lists 2.9% + $0.30 per successful transaction for domestic online card payments in the US as a separate cost (Stripe, Pricing, https://stripe.com/pricing).

What if a question actually needs a full game review instead?

Decline and refund the request, and point the fan to a game-analysis Creator Service instead; FanBell states that a creator "can always decline and refund a question you don't want to answer" (FanBell, Paid Private Questions, https://fanbell.link/features/paid-private-questions). Note that Stripe's documentation states "Stripe's processing fees from the original transaction aren't returned" on a refund (Stripe, Refund and cancel payments, https://docs.stripe.com/refunds), so keeping the listing narrow — one opening decision, one answer — is what makes the offer deliverable in a short reply time.

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